HuisWeter

View on the city of Zwolle
Photos: Wikimedia Commons · CC BY-SA / CC BY · Credits
  1. 1. by Nummer 12 · CC BY-SA 3.0 · source
Municipality · Overijssel

Living in Zwolle

The population is growing faster than in the Netherlands. Homes cost less than the Dutch average, and registered crime per resident is higher.

134,147 residents, 61,693 homes, Data: CBS, Politie, RIVM, Kiesraad, NVM, Kadaster

Check a specific home in Zwolle

Get a full report on value, costs, energy and surroundings.

At a glance

Compared with the Netherlands · newest year available

Location

© Kadaster / PDOK, CBS

Districts

© Kadaster / PDOK, CBS

01 · Prices & homes

Homes cost less than the Dutch average.

The average WOZ value in Zwolle is €375,000, 6% lower than in the Netherlands (€398,000). Between 2014 and 2025 the average WOZ value rose 88%, against a rise of 89% in the Netherlands. 53% of the homes are owner-occupied, 4 percentage points less than in the Netherlands (57%).

Key figures
  • Average WOZ value
    €375,000
    6% lower than the Netherlands (€398,000)
  • Rise in WOZ value since 2014
    +88%
    lower than the Netherlands (+89%)
  • More figures
  • Owner-occupied dwellings
    53%
    4 percentage points lower than the Netherlands (57%)
  • Social housing
    33%
    5 percentage points higher than the Netherlands (28%)
  • Private rent
    14%
    about the same as the Netherlands (14%)
  • Single-family dwellings
    64%
    1 percentage point higher than the Netherlands (63%)
  • Built 1992–2005
    18%
    4 percentage points higher than the Netherlands (14%)
  • Built 1945–1964
    10%
    3 percentage points lower than the Netherlands (13%)
  • Built before 1945
    15%
    3 percentage points lower than the Netherlands (18%)

WOZ value per year

The average WOZ value rose 88% between 2014 and 2025, to €375,000.

Average WOZ value, 2025
€375,0006% below the Netherlands
  • +88% since 2014
  • Netherlands +89%
Explanation

The WOZ value as struck on 1 January of the year before the KWB edition.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

The market in Noord-Overijssel

In the Noord-Overijssel region (Q3 2026), half of all homes sold for more than €4,134/m², and 70% sold above the asking price.

Figures from NVM estate agents for Q3 2026

Sale price per m²
€4,134/m²

Of the homes sold in Noord-Overijssel in Q3 2026, half went for more than €4,134 per m² of living area and half for less. All dwelling types combined.

Asking vs sale price
+4%

The final sale price in Noord-Overijssel came in 4% above the last asking price. Budget for that.

Sold above asking
70%

70% of the homes sold in Noord-Overijssel in Q3 2026 went for more than the asking price.

Sale price per m² by dwelling type

Terraced house
€3,874/m²
End-of-terrace house
€4,180/m²
Semi-detached house
€3,759/m²
Detached house
€4,379/m²
Apartment
€4,720/m²

Figures from NVM estate agents covering existing owner-occupied homes in COROP region Noord-Overijssel, Q3 2026. A region spans dozens of municipalities, so this describes the surrounding market, not this street or this house.

Source: NVM Marktoverzicht 2026-Q3

Modelled ownership costs

Modelled ownership costs for a typical dwelling here: ~€261 per month (excluding mortgage and energy)

€261/ month

Typical home here, before mortgage and energy

  • 110 m² · estimated gemeente average
  • WOZ €375,000 · average here
Levies you'll be billed€111NL median
  • Water board levy€42–
  • Property tax (OZB)€32€33
  • Waste levy€25€27
  • Sewage levy€12€22
Costs to set aside€150
  • Maintenance reserve€140–
  • Buildings insurance€10–

Model estimates, not bills.

For this home, Zwolle's OZB, sewage and waste levies rank 24th of 334 gemeenten, cheapest first.

cheapestdearest

Water board, maintenance and insurance are estimated from national rates and the home's value and size, so they aren't compared.

Explanation
  • The home: one typical home of 110 m² (estimated gemeente average) with the average WOZ value here, €375,000.
  • Levies: Zwolle's own OZB, sewage and waste rates for 2026. The water board levy uses national average rates.
  • Set aside: maintenance at 0.85% and buildings insurance at 0.06% a year of the rebuild cost (€1,800 per m²).
  • NL median: what the same home would pay in the middle gemeente. Gemeenten where a regional body collects the waste levy are left out.
  • Not included: mortgage and energy. These are estimates, not actual bills.

Source: Municipal levies + CBS 2026

Dwelling value ladder

Zwolle has the 11th-lowest WOZ value of the 25 gemeenten in the province of Overijssel.

Netherlands€398,000
Dalfsen€455,000
Tubbergen€432,000
Ommen€428,000
Dinkelland€424,000
Olst-Wijhe€415,000
Raalte€414,000
Wierden€410,000
Borne€395,000
Hellendoorn€395,000
Rijssen-Holten€386,000
Losser€381,000
Staphorst€380,000
Haaksbergen€380,000
Hof van Twente€376,000
Zwolle€375,000

Kampen€361,000
Oldenzaal€360,000
Deventer€357,000
Twenterand€354,000
Hardenberg€352,000
Steenwijkerland€339,000
Zwartewaterland€333,000
Hengelo (O.)€313,000
Enschede€301,000
Almelo€295,000
Explanation

Average WOZ value from the Netherlands down to this area, and its rank within its own group (e.g. buurten within the same wijk). Provincie is omitted: KWB publishes no province rows to average.

Source: CBS Kerncijfers wijken en buurten (KWB)

WOZ value and age structure

Here: €375,000 average WOZ value.

ValueDwellingsAged 65+
Zwolle375,00061,693–
Almelo295,00034,709–
Borne395,00010,535–
Dalfsen455,00012,599–
Deventer357,00048,140–
Dinkelland424,00011,366–
Enschede301,00077,688–
Haaksbergen380,00010,753–
Hardenberg352,00026,307–
Hellendoorn395,00015,194–
Hengelo (O.)313,00040,426–
Hof van Twente376,00015,711–
Kampen361,00023,734–
Losser381,00010,210–
Oldenzaal360,00014,974–
Olst-Wijhe415,0008,267–
Ommen428,0007,934–
Raalte414,00016,573–
Rijssen-Holten386,00015,310–
Staphorst380,0006,279–
Steenwijkerland339,00020,632–
Tubbergen432,0008,940–
Twenterand354,00014,192–
Wierden410,00010,369–
Zwartewaterland333,0009,305–
Explanation

Each circle is an area: position by average WOZ value, size by dwelling count. The 65-and-over share (pct_65_plus) travels on every point but is not yet drawn as a second axis.

Source: CBS Kerncijfers wijken en buurten (KWB)

Dwellings by ownership

The largest category is owner-occupied, at 53% of dwellings.

  • Owner-occupied53%
  • Social housing33%
  • Private rent14%
Explanation

CBS publishes this as a share of the dwelling stock, not a count.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Dwellings by type

64% of the dwelling stock is single-family homes.

  • Single-family homes64%
  • Multi-family homes36%
Explanation

CBS publishes this as a share of the dwelling stock, not a count.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Dwellings by build period

25% of dwellings were built between 1975 and 1991, against 23% in the Netherlands.

  • Before 194515.1%
  • 1945-19649.6%
  • 1965-197412.8%
  • 1975-199124.7%
  • 1992-200518.2%
  • 2006-20159.7%
  • 2016 and later9.9%
Explanation

Based on 62,540 dwellings with a registered construction year in the BAG (verblijfsobjecten whose pand has no usable bouwjaar, such as 1005 or 9999, are excluded).

Source: Kadaster BAG (bag-light.gpkg) 2026-09-01

02 · Safety

More registered crime per resident than the Dutch average.

In 2025, 56 crimes per 1,000 residents were registered in Zwolle, 24% higher than in the Netherlands (45). Since 2021 the registered rate per 1,000 residents rose 7%, against a rise of 5% in the Netherlands. Crimes are counted where they happen, not where the offender lives.

Key figures
  • Crimes per 1,000 residents, 2025
    56
    24% higher than the Netherlands (45)
  • Change since 2021
    +7%
    higher than the Netherlands (+5%)
  • More figures
  • Home burglary per 1,000 dwellings
    2.0
    26% lower than the Netherlands (2.7)
  • Injury accidents per 1,000 residents (2024)
    0.62
    56% lower than the Netherlands (1.39)
  • Change since 2020
    +18%
    lower than the Netherlands (+46%)

Registered crimes per 1,000 residents, 2025

In 2025, Zwolle registered 56 crimes per 1,000 residents, against 45 in the Netherlands.

Zwolle56
The Netherlands45
Explanation

Crime is counted where it happens and divided by the number of residents, so places with many visitors — city centres, nightlife, stations — score higher.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Registered crime per year

In 2025, Zwolle registered 56 crimes per 1,000 residents, against 45 in the Netherlands.

Registered crimes per 1,000 residents, 2025
5624% above the Netherlands
  • +7% since 2021
  • Netherlands +5%
Explanation

Registered crime, not all crime — CBS/Politie 47018NED. A year without a matching population figure (KWB) is left out.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Crime by category

The largest category in Zwolle is 'Theft and burglary': 25.5 per 1,000 residents in 2025, against 19.8 in the Netherlands.

ZwolleThe Netherlands
  • Theft and burglary25.5
  • Traffic8.8
  • Vandalism and public order7.0
  • Violence and threats5.6
  • Fraud and scams5.2
  • Other and withheld3.2
  • Environmental0.3
Explanation

Four categories are structurally withheld at buurt level (sex offences, child pornography, child prostitution, other integrity offences); the gap with the published total is shown under 'other'.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Home burglary

Home burglary 2023-2025: 2.0 per 1,000 dwellings a year on average, against 2.7 in the Netherlands.

Zwolle1.95
The Netherlands2.69
Explanation

Averaged over 3 years (2023-2025) to dampen year-to-year noise at low counts.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Traffic accidents by outcome

In 2024, police in Zwolle registered 991 traffic accidents, of which 82 with injury and 4 fatal.

2020
2021
2022
2023
2024
FatalInjuryMaterial damage only
Explanation

Registered accidents (BRON, Rijkswaterstaat); material-damage-only accidents have not been systematically registered since roughly 2010 and are not comparable between areas.

Source: BRON — Bestand geRegistreerde Ongevallen Nederland (Rijkswaterstaat) 2024

03 · Living environment

Residents rate their health above the Dutch average; green space is about the Dutch average.

An estimated 75% of adults in Zwolle rate their own health as good, 2 percentage points more than in the Netherlands. More adults meet the physical activity guideline (52% against 48%), but fewer are overweight (50% against 52%), fewer feel lonely (46% against 47%) and fewer report anxiety or depression (46% against 47%). Agricultural land is the largest land use in Zwolle, covering 47% of the area, against 52% in the Netherlands. Green space such as parks, sports fields, forest and nature covers 16% of the area, in line with the 16% in the Netherlands.

Key figures
  • Self-rated health (estimated)
    75%
    2 percentage points higher than the Netherlands (73%)
  • Green (parks, sport, nature)
    16%
    about the same as the Netherlands (16%)
  • More figures
  • Meets physical activity guideline
    52%
    4 percentage points higher than the Netherlands (48%)
  • Overweight
    50%
    2 percentage points lower than the Netherlands (52%)
  • Lonely
    46%
    1 percentage point lower than the Netherlands (47%)
  • Anxiety or depression feelings
    46%
    1 percentage point lower than the Netherlands (47%)
  • Built-up, share of the area
    22%
    13 percentage points higher than the Netherlands (9%)
  • Water, share of the area
    7%
    12 percentage points lower than the Netherlands (19%)
  • Agriculture, share of the area
    47%
    5 percentage points lower than the Netherlands (52%)

Health

An estimated 75% of adults rate their own health as good, against 73% in the Netherlands (2024).

This areaThe Netherlands
Good self-rated health
75.2%
72.8%
Smokes
17.3%
17.2%
Excessive drinking
5.6%
5.8%
Overweight
49.5%
51.6%
Lonely
46.1%
47.2%
Anxiety or depression feelings
46.2%
47.3%
Meets physical activity guideline
51.8%
48.3%
Explanation

An RIVM model estimate (small-area estimation from the 2024 Health Monitor for Adults and Elderly), not a direct tabulation — even a buurt that was not itself surveyed gets an estimate. Figures cover adults aged 18 and over.

Source: RIVM/CBS Gezondheidsmonitor Volwassenen en Ouderen (kleine-gebieden-schatting) 2024

Land use

16% of the area is green (parks, sport, nature), against 16% in the Netherlands.

  • Traffic4.8%
  • Built-up21.7%
  • Other built-up2.8%
  • Recreation7.1%
  • Agriculture47.4%
  • Forest and nature8.8%
  • Water7.4%
Explanation

Every share is calculated as a percentage of the TOTAL area (land and water together, peiljaar 2022); water is therefore one of the slices itself, not a separate whole. Green is the sum of recreational terrain (parks, sport fields, allotments, day recreation) and natural terrain (forest, open natural terrain) — agricultural land is not counted as green here.

Source: CBS Bodemgebruik (86211NED) 2022

04 · Residents

The population is growing faster than the Dutch average.

Zwolle has 134,147 inhabitants (2026), or 1,213 per km² (2.3 times as high as in the Netherlands). Between 2014 and 2026 the population rose 9%, against a rise of 8% in the Netherlands. In the 2025 House of Representatives (Tweede Kamer) election, turnout in Zwolle was 83%, 5 percentage points above the national 78%. Of the parties that are largest nationally, D66 had the highest share there: 21% of the vote, against 17% nationally.

Key figures
  • Population growth since 2014
    +9%
    higher than the Netherlands (+8%)
  • Turnout
    83%
    5 percentage points higher than the Netherlands (78%)
  • More figures
  • Growth of the dwelling stock
    +14%
    higher than the Netherlands (+10%)
  • Aged 25 to 45
    28%
    2 percentage points higher than the Netherlands (26%)
  • Never married
    54%
    4 percentage points higher than the Netherlands (50%)
  • Dutch origin
    79%
    8 percentage points higher than the Netherlands (71%)
  • Higher education (hbo, wo)
    40%
    7 percentage points higher than the Netherlands (33%)
  • D66, share of the vote
    21%
    4 percentage points higher than the Netherlands (17%)

Population per year

The population grew 9% between 2014 and 2026, to 134,147.

Residents, 2026
134,147
  • +9% since 2014
  • Netherlands +8%

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Density

Residents per km²: 1,213.

Residents per km²1,213
Dwellings per km²558

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Births and deaths per 1,000 residents

In 2025, 11.0 children were born per 1,000 residents; 8.5 died per 1,000.

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
BirthsDeaths

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Residents by age group

28% of residents are between 25 and 45.

  • 0 to 1521,460
  • 15 to 2517,279
  • 25 to 4538,139
  • 45 to 6533,565
  • 65 to 8017,909
  • 80 and over5,795

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Marital status

54% of residents are never married.

  • Never married72,122
  • Married46,511
  • Divorced10,405
  • Widowed5,109

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Residents by country of origin

79% of residents have Dutch origin.

  • Netherlands105,543
  • Europe (excluding the Netherlands)7,051
  • Outside Europe21,553

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Education level of residents aged 15 to 75

40% of residents have a higher professional (hbo) or university (wo) education.

  • Primary, vmbo, mbo122,280
  • Havo, vwo, mbo2-438,140
  • Higher professional, university40,990

Source: CBS Kerncijfers wijken en buurten (KWB) 2024

Parliamentary election

At the general election (Tweede Kamer) of 29 October 2025, 83% of eligible voters in Zwolle voted. The largest party was D66 with 21% of the valid votes.

Municipality of ZwolleThe Netherlands
D66
20.9%
16.9%
PVV (Partij voor de Vrijheid)
10.9%
16.7%
VVD
11.4%
14.2%
GROENLINKS / Partij van de Arbeid (PvdA)
16.9%
12.8%
CDA
12.6%
11.8%
JA21
4.7%
5.9%
Forum voor Democratie
3.7%
4.5%
BBB
1.7%
2.6%
Other
17.3%
14.4%
Explanation

Official election result (Kiesraad), top 8 parties by national vote count plus 'Other'; share of valid votes.

Source: Kiesraad — Verkiezingsuitslag Tweede Kamer (data.overheid.nl) TK2025

05 · More figures

More figures

Zwolle has an average of 1.0 cars per household, 9% lower than in the Netherlands (1.1). 27% of cars run on something other than petrol (diesel, LPG or electricity, hybrids included), 1 percentage point more than in the Netherlands (26%).

Key figures
  • Industry and energy, share of businesses
    8%
    6 percentage points lower than the Netherlands (14%)
  • Government, education and care, share of businesses
    22%
    5 percentage points higher than the Netherlands (17%)
  • Agriculture, forestry and fishing, share of businesses
    1%
    2 percentage points lower than the Netherlands (3%)
  • Cars per household (2025)
    1.0
    9% lower than the Netherlands (1.1)
  • Cars not on petrol (2025)
    27%
    1 percentage point higher than the Netherlands (26%)
  • Change in cars not on petrol since 2014
    +3 pp
    lower than the Netherlands (+5 pp)
  • Residential, share of addresses
    89%
    2 percentage points higher than the Netherlands (87%)
  • Lodging, share of addresses
    0%
    2 percentage points lower than the Netherlands (2%)
  • Industrial, share of addresses
    2%
    2 percentage points lower than the Netherlands (4%)
  • Social housing
    33%
    5 percentage points higher than the Netherlands (28%)
  • Owner-occupied dwellings
    53%
    4 percentage points lower than the Netherlands (57%)
  • Average WOZ value
    €375,000
    6% lower than the Netherlands (€398,000)

Business establishments by sector

Zakelijke dienstverlening is the largest sector, with 4,735 establishments.

Landbouw, bosbouw en visserij170
Nijverheid en energie1,485
Handel en horeca2,910
Vervoer, informatie en communicatie1,505
Financiële diensten, onroerend goed740
Zakelijke dienstverlening4,735
Overheid, onderwijs en zorg4,000
Cultuur, recreatie, overige diensten2,240

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Passenger cars by fuel type

27% of passenger cars do not run on petrol (diesel, LPG, electric etc.), against 26% in the Netherlands (2025).

  • Petrol72.7%
  • Other fuel (diesel, LPG, electric etc.)27.3%
Explanation

CBS splits passenger cars into 'petrol' and 'other fuel' only. That second category bundles diesel, LPG, electric (including hybrid), hydrogen, alcohol, LNG and CNG together — CBS publishes no separate electric-car count per buurt, wijk or gemeente, so this is not the same as an 'electric share'.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Share on other fuel per year

The share of passenger cars not running on petrol went from 25% to 27% between 2014 and 2025.

Share on other fuel, 2025
27%1 percentage point above the Netherlands (26%)
  • +2 pp since 2014
  • Netherlands +5 pp
Explanation

See the 'Passenger cars by fuel type' card for what 'other fuel' covers — this is not the share of electric cars.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Vehicles by kind

In 2025, 60,665 passenger cars and 4,710 motorcycles were registered here.

Passenger cars60,665
Motorcycles4,710
Explanation

At this level CBS publishes only passenger cars and motorcycles, no vans or trucks.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Addresses by building use

89% of addresses are residential; the largest other use is industrial (2%).

  • Residential88.9%
  • Retail1.8%
  • Office1.9%
  • Assembly0.9%
  • Healthcare0.6%
  • Industrial2.5%
  • Lodging0.1%
  • Education0.2%
  • Sports0.1%
  • Other4.3%
Explanation

Based on 70,381 verblijfsobjecten in use. An object with several registered uses (e.g. a flat above a shop) is counted under each of them, so the shares can add up to more than 100%.

Source: Kadaster BAG (bag-light.gpkg) 2026-09-01

Biggest difference from the Netherlands

1,213 residents per km²: 2.3 times as densely populated as the Dutch average.

This areaThe Netherlands
  • Residents per km²1,213
  • Social housing33%
  • Owner-occupied dwellings53%
  • Average WOZ value€375,000
  • Multi-family dwellings36%
Explanation

The 5 characteristics that differ most from the national average, ranked by log ratio (so a halving and a doubling count as equally different); the shown percentage is the ordinary difference against the Netherlands.

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

06 · Neighbourhoods

Compare the districts of Zwolle

Compare the districts of Zwolle
Vechtlanden1,085€841,00088
Marsweteringlanden1,405€597,000159
Soestweteringlanden880€524,00017
Poort van Zwolle370€517,000458
Berkum5,435€468,000100

Sources: CBS Kerncijfers wijken en buurten (KWB) 2026, Kadaster BAG (bag-light.gpkg) 2026-09-01, NVM Marktoverzicht 2026-Q3, CBS/Politie geregistreerde misdrijven (47018NED) 2025, BRON — Bestand geRegistreerde Ongevallen Nederland (Rijkswaterstaat) 2024, Kiesraad — Verkiezingsuitslag Tweede Kamer (data.overheid.nl) TK2025, RIVM/CBS Gezondheidsmonitor Volwassenen en Ouderen (kleine-gebieden-schatting) 2024, CBS Bodemgebruik (86211NED) 2022, Municipal levies + CBS 2026. Figures describe the whole municipality.

How we calculate
Living in Zwolle: house prices, WOZ & neighbourhoods