Modelled ownership costs
Modelled ownership costs for a typical dwelling here: ~€276 per month (excluding mortgage and energy)
Typical home here, before mortgage and energy
- 119 m² · measured buurt average
- WOZ €213,000 · average here
- Water board levy€38–
- Property tax (OZB)€29€19
- Waste levy€27€27
- Sewage levy€19€22
- Maintenance reserve€152–
- Buildings insurance€11–
Model estimates, not bills.
For this home, Heerlen's OZB, sewage and waste levies rank 241st of 334 gemeenten, cheapest first.
Water board, maintenance and insurance are estimated from national rates and the home's value and size, so they aren't compared.
Explanation
- The home: one typical home of 119 m² (measured average in this buurt) with the average WOZ value here, €213,000.
- Levies: Heerlen's own OZB, sewage and waste rates for 2026. The water board levy uses national average rates.
- Set aside: maintenance at 0.85% and buildings insurance at 0.06% a year of the rebuild cost (€1,800 per m²).
- NL median: what the same home would pay in the middle gemeente. Gemeenten where a regional body collects the waste levy are left out.
- Not included: mortgage and energy. These are estimates, not actual bills.
Source: Municipal levies + CBS 2026