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District · Elburg

Living in 't Harde

The population is growing faster than in Elburg. Homes cost less than the average in the municipality of Elburg, and registered crime per resident is higher.

7,080 residents, 2,964 homes, Data: CBS, Politie, RIVM, Kiesraad, Kadaster

Check a specific home in 't Harde

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At a glance

Compared with the municipality of Elburg · newest year available

Location

© Kadaster / PDOK, CBS

Neighbourhoods

© Kadaster / PDOK, CBS

01 · Prices & homes

Homes cost less than the Elburg average.

The average WOZ value in 't Harde is €386,000, 2% lower than in Elburg (€393,000). Between 2014 and 2025 the average WOZ value rose 65%, against a rise of 64% in Elburg. 67% of the homes are owner-occupied, 2 percentage points more than in Elburg (65%).

Key figures
  • Average WOZ value
    €386,000
    2% lower than Elburg (€393,000)
  • Rise in WOZ value since 2014
    +65%
    higher than Elburg (+64%)
  • More figures
  • Owner-occupied dwellings
    67%
    2 percentage points higher than Elburg (65%)
  • Social housing
    26%
    about the same as Elburg (26%)
  • Private rent
    6%
    2 percentage points lower than Elburg (8%)
  • Single-family dwellings
    87%
    3 percentage points higher than Elburg (84%)
  • Built 1945–1964
    25%
    7 percentage points higher than Elburg (18%)
  • Built before 1945
    4%
    8 percentage points lower than Elburg (12%)
  • Built 1975–1991
    14%
    7 percentage points lower than Elburg (21%)

WOZ value per year

The average WOZ value rose 65% between 2014 and 2025, to €386,000.

Average WOZ value, 2025
€386,0002% below Elburg
  • +65% since 2014
  • Elburg +64%
Explanation

The WOZ value as struck on 1 January of the year before the KWB edition.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Modelled ownership costs

Modelled ownership costs for a typical dwelling here: ~€300 per month (excluding mortgage and energy)

€300/ month

Typical home here, before mortgage and energy

  • 129 m² · estimated gemeente average
  • WOZ €386,000 · average here
Levies you'll be billed€124NL median
  • Water board levy€43–
  • Property tax (OZB)€32€34
  • Waste levy€25€27
  • Sewage levy€24€22
Costs to set aside€176
  • Maintenance reserve€164–
  • Buildings insurance€12–

Model estimates, not bills.

For this home, Elburg's OZB, sewage and waste levies rank 126th of 334 gemeenten, cheapest first.

cheapestdearest

Water board, maintenance and insurance are estimated from national rates and the home's value and size, so they aren't compared.

Explanation
  • The home: one typical home of 129 m² (estimated gemeente average) with the average WOZ value here, €386,000.
  • Levies: Elburg's own OZB, sewage and waste rates for 2026. The water board levy uses national average rates.
  • Set aside: maintenance at 0.85% and buildings insurance at 0.06% a year of the rebuild cost (€1,800 per m²).
  • NL median: what the same home would pay in the middle gemeente. Gemeenten where a regional body collects the waste levy are left out.
  • Not included: mortgage and energy. These are estimates, not actual bills.

Source: Municipal levies + CBS 2026

Dwelling value ladder

't Harde has the 2nd-highest WOZ value of the 3 wijken in the municipality of Elburg.

Netherlands€398,000
Elburg€393,000
Doornspijk€469,000
't Harde€386,000

Elburg€375,000
Explanation

Average WOZ value from the Netherlands down to this area, and its rank within its own group (e.g. buurten within the same wijk). Provincie is omitted: KWB publishes no province rows to average.

Source: CBS Kerncijfers wijken en buurten (KWB)

WOZ value and age structure

Here: €386,000 average WOZ value.

ValueDwellingsAged 65+
't Harde386,0002,964–
Elburg375,0005,326–
Doornspijk469,0001,551–
Explanation

Each circle is an area: position by average WOZ value, size by dwelling count. The 65-and-over share (pct_65_plus) travels on every point but is not yet drawn as a second axis.

Source: CBS Kerncijfers wijken en buurten (KWB)

Dwellings by ownership

The largest category is owner-occupied, at 67% of dwellings.

  • Owner-occupied67%
  • Social housing26%
  • Private rent6%
Explanation

CBS publishes this as a share of the dwelling stock, not a count.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Dwellings by type

87% of the dwelling stock is single-family homes.

  • Single-family homes87%
  • Multi-family homes13%
Explanation

CBS publishes this as a share of the dwelling stock, not a count.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Dwellings by build period

29% of dwellings were built between 1965 and 1974, against 20% in the municipality of Elburg.

  • Before 19454.2%
  • 1945-196425.2%
  • 1965-197429.3%
  • 1975-199114.2%
  • 1992-20059.1%
  • 2006-201511.1%
  • 2016 and later6.9%
Explanation

Based on 2,975 dwellings with a registered construction year in the BAG (verblijfsobjecten whose pand has no usable bouwjaar, such as 1005 or 9999, are excluded).

Source: Kadaster BAG (bag-light.gpkg) 2026-09-01

02 · Safety

More registered crime per resident than the Elburg average.

In 2025, 26 crimes per 1,000 residents were registered in 't Harde, 13% higher than in Elburg (23). Since 2021 the registered rate per 1,000 residents fell 6%, against a fall of 16% in Elburg. Crimes are counted where they happen, not where the offender lives.

Key figures
  • Crimes per 1,000 residents, 2025
    26
    13% higher than Elburg (23)
  • Change since 2021
    -6%
    higher than Elburg (-16%)
  • Home burglary per 1,000 dwellings
    2.9
    38% higher than Elburg (2.1)

Registered crimes per 1,000 residents, 2025

In 2025, 't Harde registered 26 crimes per 1,000 residents, against 23 in the municipality of Elburg.

't Harde26
The municipality of Elburg23
Explanation

Crime is counted where it happens and divided by the number of residents, so places with many visitors — city centres, nightlife, stations — score higher.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Registered crime per year

In 2025, 't Harde registered 26 crimes per 1,000 residents, against 23 in the municipality of Elburg.

Registered crimes per 1,000 residents, 2025
2613% above Elburg
  • -6% since 2021
  • Elburg -16%
Explanation

Registered crime, not all crime — CBS/Politie 47018NED. A year without a matching population figure (KWB) is left out.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Crime by category

The largest category in 't Harde is 'Theft and burglary': 9.0 per 1,000 residents in 2025, against 6.7 in the municipality of Elburg.

't HardeElburg
  • Theft and burglary9.0
  • Traffic7.0
  • Fraud and scams4.3
  • Other and withheld2.6
  • Vandalism and public order2.0
  • Violence and threats1.4
  • Environmental0.0
Explanation

Four categories are structurally withheld at buurt level (sex offences, child pornography, child prostitution, other integrity offences); the gap with the published total is shown under 'other'.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Home burglary

Home burglary 2023-2025: 2.9 per 1,000 dwellings a year on average, against 2.1 in the municipality of Elburg.

't Harde2.92
The municipality of Elburg2.13
Explanation

Averaged over 3 years (2023-2025) to dampen year-to-year noise at low counts.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Traffic accidents by outcome

In 2024, police in 't Harde registered 35 traffic accidents, of which 0 with injury and none fatal.

2020
2021
2022
2023
2024
FatalInjuryMaterial damage only
Explanation

Registered accidents (BRON, Rijkswaterstaat); material-damage-only accidents have not been systematically registered since roughly 2010 and are not comparable between areas. This area shows only accidents with an exactly known location (roughly 80-85% of all registered accidents); the rest is known only at street, intersection or gemeente level. The comparison with the gemeente therefore also uses only the gemeente's exactly-located accidents, which is why that figure is lower than on the gemeente's own page.

Source: BRON — Bestand geRegistreerde Ongevallen Nederland (Rijkswaterstaat) 2024

03 · Living environment

Residents rate their health about average; green space is above the Elburg average.

An estimated 76% of adults in 't Harde rate their own health as good, about the same as in Elburg. Fewer adults smoke (15% against 16%), but more meet the physical activity guideline (47% against 46%). Forest and natural land is the largest land use in 't Harde, covering 69% of the area, against 38% in Elburg. Green space such as parks, sports fields, forest and nature covers 70% of the area, 30 percentage points above the 40% in Elburg.

Key figures
  • Self-rated health (estimated)
    76%
    about the same as Elburg (76%)
  • Green (parks, sport, nature)
    70%
    30 percentage points higher than Elburg (40%)
  • More figures
  • Meets physical activity guideline
    47%
    1 percentage point higher than Elburg (46%)
  • Smokes
    15%
    1 percentage point lower than Elburg (16%)
  • Overweight
    55%
    about the same as Elburg (55%)
  • Lonely
    42%
    about the same as Elburg (42%)
  • Forest and nature, share of the area
    69%
    31 percentage points higher than Elburg (38%)
  • Agriculture, share of the area
    17%
    27 percentage points lower than Elburg (44%)
  • Water, share of the area
    0%
    3 percentage points lower than Elburg (3%)

Health

An estimated 76% of adults rate their own health as good, against 76% in the municipality of Elburg (2024).

This areaThe municipality of Elburg
Good self-rated health
75.9%
75.9%
Smokes
15.4%
16%
Excessive drinking
5.7%
5.6%
Overweight
55.1%
54.8%
Lonely
41.9%
41.8%
Anxiety or depression feelings
43.7%
43.6%
Meets physical activity guideline
47.3%
45.9%
Explanation

An RIVM model estimate (small-area estimation from the 2024 Health Monitor for Adults and Elderly), not a direct tabulation — even a buurt that was not itself surveyed gets an estimate. Figures cover adults aged 18 and over.

Source: RIVM/CBS Gezondheidsmonitor Volwassenen en Ouderen (kleine-gebieden-schatting) 2024

Land use

70% of the area is green (parks, sport, nature), against 40% in the municipality of Elburg.

  • Traffic2.5%
  • Built-up10.2%
  • Other built-up0.2%
  • Recreation0.5%
  • Agriculture17.4%
  • Forest and nature69.1%
Explanation

Every share is calculated as a percentage of the TOTAL area (land and water together, peiljaar 2022); water is therefore one of the slices itself, not a separate whole. Green is the sum of recreational terrain (parks, sport fields, allotments, day recreation) and natural terrain (forest, open natural terrain) — agricultural land is not counted as green here.

Source: CBS Bodemgebruik (86211NED) 2022

04 · Residents

The population is growing faster than the Elburg average.

't Harde has 7,080 inhabitants (2026), or 239 per km² (37% lower than in Elburg). Between 2014 and 2026 the population rose 8%, against a rise of 6% in Elburg. In the 2025 House of Representatives (Tweede Kamer) election, turnout in the municipality of Elburg was 86%, 8 percentage points above the national 78%. Of the parties that are largest nationally, CDA had the highest share there: 18% of the vote, against 12% nationally. Election results exist only per municipality, so these are the municipality's figures.

Key figures
  • Population growth since 2014
    +8%
    higher than Elburg (+6%)
  • Turnout, municipality of Elburg
    86%
    8 percentage points higher than the Netherlands (78%)
  • More figures
  • Growth of the dwelling stock
    +9%
    about the same as Elburg (+10%)
  • Aged 45 to 65
    25%
    1 percentage point lower than Elburg (26%)
  • Married
    48%
    1 percentage point higher than Elburg (47%)
  • Dutch origin
    92%
    1 percentage point higher than Elburg (91%)
  • Secondary education (havo, vwo, mbo 2–4)
    46%
    1 percentage point higher than Elburg (45%)
  • CDA, share of the vote
    18%
    6 percentage points higher than the Netherlands (12%)

Population per year

The population grew 8% between 2014 and 2026, to 7,080.

Residents, 2026
7,080
  • +8% since 2014
  • Elburg +6%

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Density

With 239 residents per km², this wijk is 37% less densely populated than the municipality of Elburg.

Residents per km²239
Dwellings per km²99.9

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Births and deaths per 1,000 residents

In 2025, 10.0 children were born per 1,000 residents; 8.6 died per 1,000.

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
BirthsDeaths

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Residents by age group

24% of residents are between 45 and 65.

  • 0 to 151,225
  • 15 to 25810
  • 25 to 451,665
  • 45 to 651,735
  • 65 to 801,145
  • 80 and over495

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Marital status

48% of residents are married.

  • Never married2,890
  • Married3,380
  • Divorced420
  • Widowed390

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Residents by country of origin

92% of residents have Dutch origin.

  • Netherlands6,520
  • Europe (excluding the Netherlands)180
  • Outside Europe385

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Education level of residents aged 15 to 75

46% of residents have a havo, vwo or mbo2-4 level education.

  • Primary, vmbo, mbo11,550
  • Havo, vwo, mbo2-42,290
  • Higher professional, university1,130

Source: CBS Kerncijfers wijken en buurten (KWB) 2024

Parliamentary election

These figures are for the whole municipality of Elburg; there is no result per buurt or wijk. At the general election (Tweede Kamer) of 29 October 2025, 86% of eligible voters in Elburg voted. The largest party was CDA with 18% of the valid votes.

Municipality of ElburgThe Netherlands
D66
6.9%
16.9%
PVV (Partij voor de Vrijheid)
17.2%
16.7%
VVD
10.8%
14.2%
GROENLINKS / Partij van de Arbeid (PvdA)
4.2%
12.8%
CDA
17.6%
11.8%
JA21
5.8%
5.9%
Forum voor Democratie
5.6%
4.5%
BBB
3.1%
2.6%
Other
28.9%
14.4%
Explanation

Official election result (Kiesraad), top 8 parties by national vote count plus 'Other'; share of valid votes. A voter may vote at any polling station in their own gemeente; there is therefore no reliable buurt- or wijk-level result. This figure is the whole gemeente's own result.

Source: Kiesraad — Verkiezingsuitslag Tweede Kamer (data.overheid.nl) TK2025

05 · More figures

More figures

't Harde has an average of 1.3 cars per household, about the same as in Elburg (1.3). 21% of cars run on something other than petrol (diesel, LPG or electricity, hybrids included), 1 percentage point more than in Elburg (20%).

Key figures
  • Government, education and care, share of businesses
    16%
    2 percentage points higher than Elburg (14%)
  • Trade and hospitality, share of businesses
    17%
    2 percentage points lower than Elburg (19%)
  • Financial services and real estate, share of businesses
    3%
    1 percentage point lower than Elburg (4%)
  • Cars per household (2025)
    1.3
    about the same as Elburg (1.3)
  • Cars not on petrol (2025)
    21%
    1 percentage point higher than Elburg (20%)
  • Change in cars not on petrol since 2014
    −1 pp
    about the same as Elburg (−1 pp)
  • Lodging, share of addresses
    1%
    3 percentage points lower than Elburg (4%)
  • Retail, share of addresses
    1%
    1 percentage point lower than Elburg (2%)
  • Industrial, share of addresses
    5%
    about the same as Elburg (5%)
  • Private rent
    6%
    8 percentage points lower than the Netherlands (14%)
  • Residents per km²
    239
    56% lower than the Netherlands (539)
  • Single-family dwellings
    87%
    24 percentage points higher than the Netherlands (63%)

Business establishments by sector

Zakelijke dienstverlening is the largest sector, with 170 establishments.

Landbouw, bosbouw en visserij40
Nijverheid en energie150
Handel en horeca125
Vervoer, informatie en communicatie50
Financiële diensten, onroerend goed20
Zakelijke dienstverlening170
Overheid, onderwijs en zorg120
Cultuur, recreatie, overige diensten70

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Passenger cars by fuel type

21% of passenger cars do not run on petrol (diesel, LPG, electric etc.), against 20% in the municipality of Elburg (2025).

  • Petrol78.7%
  • Other fuel (diesel, LPG, electric etc.)21.3%
Explanation

CBS splits passenger cars into 'petrol' and 'other fuel' only. That second category bundles diesel, LPG, electric (including hybrid), hydrogen, alcohol, LNG and CNG together — CBS publishes no separate electric-car count per buurt, wijk or gemeente, so this is not the same as an 'electric share'.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Share on other fuel per year

The share of passenger cars not running on petrol went from 22% to 21% between 2014 and 2025.

Share on other fuel, 2025
21%1 percentage point above Elburg (20%)
  • -1 pp since 2014
  • Elburg -2 pp
Explanation

See the 'Passenger cars by fuel type' card for what 'other fuel' covers — this is not the share of electric cars.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Vehicles by kind

In 2025, 3,740 passenger cars and 340 motorcycles were registered here.

Passenger cars3,740
Motorcycles340
Explanation

At this level CBS publishes only passenger cars and motorcycles, no vans or trucks.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Addresses by building use

84% of addresses are residential; the largest other use is industrial (5%).

  • Residential83.9%
  • Retail1.1%
  • Office1.3%
  • Assembly1%
  • Healthcare0.9%
  • Industrial4.6%
  • Lodging0.8%
  • Education0.4%
  • Sports0.2%
  • Other8%
Explanation

Based on 3,547 verblijfsobjecten in use. An object with several registered uses (e.g. a flat above a shop) is counted under each of them, so the shares can add up to more than 100%.

Source: Kadaster BAG (bag-light.gpkg) 2026-09-01

Biggest difference from the Netherlands

13% multi-family dwellings, against 37% nationally.

This areaThe Netherlands
  • Multi-family dwellings13%
  • Private rent6%
  • Residents per km²239
  • Single-family dwellings87%
  • Owner-occupied dwellings67%
Explanation

The 5 characteristics that differ most from the national average, ranked by log ratio (so a halving and a doubling count as equally different); the shown percentage is the ordinary difference against the Netherlands.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

06 · Neighbourhoods

Compare the neighbourhoods of 't Harde

Compare the neighbourhoods of 't Harde
’t Harde Zuid350€673,000118
Buitengebied ’t Harde Noord585€546,00027
’t Harde Noord380€436,00033
’t Harde Oost1,190€376,00012
’t Harde West2,415€368,00011

Sources: CBS Kerncijfers wijken en buurten (KWB) 2026, Kadaster BAG (bag-light.gpkg) 2026-09-01, CBS/Politie geregistreerde misdrijven (47018NED) 2025, BRON — Bestand geRegistreerde Ongevallen Nederland (Rijkswaterstaat) 2024, Kiesraad — Verkiezingsuitslag Tweede Kamer (data.overheid.nl) TK2025, RIVM/CBS Gezondheidsmonitor Volwassenen en Ouderen (kleine-gebieden-schatting) 2024, CBS Bodemgebruik (86211NED) 2022, Municipal levies + CBS 2026. Figures describe the whole district.

How we calculate
Living in 't Harde (Elburg): WOZ, prices & areas · HuisWeter