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Neighbourhood · Montferland

Living in Zeddam

The population is growing faster than in Montferland. Homes cost about the same as the average in the municipality of Montferland, and registered crime per resident is lower.

2,575 residents, 1,165 homes, Data: CBS, Politie, RIVM, Kiesraad, Kadaster

Check a specific home in Zeddam

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At a glance

Compared with the municipality of Montferland · newest year available

Location

© Kadaster / PDOK, CBS

01 · Prices & homes

Homes cost about the same as the Montferland average.

The average WOZ value in Zeddam is €322,000, about the same as in Montferland (€322,000). Between 2021 and 2025 the average WOZ value rose 38%, the same as in Montferland. 68% of the homes are owner-occupied, 1 percentage point more than in Montferland (67%).

Key figures
  • Average WOZ value
    €322,000
    about the same as Montferland (€322,000)
  • Rise in WOZ value since 2021
    +38%
    about the same as Montferland (+38%)
  • More figures
  • Owner-occupied dwellings
    68%
    1 percentage point higher than Montferland (67%)
  • Social housing
    26%
    3 percentage points higher than Montferland (23%)
  • Private rent
    6%
    4 percentage points lower than Montferland (10%)
  • Single-family dwellings
    82%
    1 percentage point higher than Montferland (81%)
  • Built 1975–1991
    18%
    6 percentage points lower than Montferland (24%)
  • Built 1992–2005
    17%
    4 percentage points higher than Montferland (13%)
  • Built before 1945
    9%
    3 percentage points lower than Montferland (12%)

WOZ value per year

The average WOZ value rose 38% between 2021 and 2025, to €322,000.

Average WOZ value, 2025
€322,000about the same as Montferland
  • +38% since 2021
  • Montferland +38%
Explanation

The WOZ value as struck on 1 January of the year before the KWB edition.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Modelled ownership costs

Modelled ownership costs for a typical dwelling here: ~€315 per month (excluding mortgage and energy)

€315/ month

Typical home here, before mortgage and energy

  • 141 m² · measured buurt average
  • WOZ €322,000 · average here
Levies you'll be billed€122NL median
  • Water board levy€41–
  • Property tax (OZB)€31€28
  • Sewage levy€27€22
  • Waste levy€23€27
Costs to set aside€193
  • Maintenance reserve€180–
  • Buildings insurance€13–

Model estimates, not bills.

For this home, Montferland's OZB, sewage and waste levies rank 207th of 334 gemeenten, cheapest first.

cheapestdearest

Water board, maintenance and insurance are estimated from national rates and the home's value and size, so they aren't compared.

Explanation
  • The home: one typical home of 141 m² (measured average in this buurt) with the average WOZ value here, €322,000.
  • Levies: Montferland's own OZB, sewage and waste rates for 2026. The water board levy uses national average rates.
  • Set aside: maintenance at 0.85% and buildings insurance at 0.06% a year of the rebuild cost (€1,800 per m²).
  • NL median: what the same home would pay in the middle gemeente. Gemeenten where a regional body collects the waste levy are left out.
  • Not included: mortgage and energy. These are estimates, not actual bills.

Source: Municipal levies + CBS 2026

Dwelling value ladder

Zeddam has the 4th-lowest WOZ value of the 11 buurten in 's-Heerenberg.

Netherlands€398,000
Montferland€322,000
's-Heerenberg€303,000
Azewijn€348,000
Stokkum€347,000
Zeddam€322,000

Braamt€321,000
's-Heerenberg€262,000
Explanation

Average WOZ value from the Netherlands down to this area, and its rank within its own group (e.g. buurten within the same wijk). Provincie is omitted: KWB publishes no province rows to average.

Source: CBS Kerncijfers wijken en buurten (KWB)

WOZ value and age structure

Here: €322,000 average WOZ value.

ValueDwellingsAged 65+
Zeddam322,0001,165–
's-Heerenberg262,0002,451–
's-Heerenberg, oostelijke uitbreiding262,0001,672–
Azewijn348,000226–
Braamt321,000316–
Stokkum347,000319–
Verspreide huizen Zeddam493,00071–
Verspreide huizen Mengelenberg en Lengel456,00094–
Verspreide huizen Braamt458,000252–
Verspreide huizen Azewijn406,000104–
Verspreide huizen Stokkum497,000184–
Explanation

Each circle is an area: position by average WOZ value, size by dwelling count. The 65-and-over share (pct_65_plus) travels on every point but is not yet drawn as a second axis.

Source: CBS Kerncijfers wijken en buurten (KWB)

Dwellings by ownership

The largest category is owner-occupied, at 68% of dwellings.

  • Owner-occupied68%
  • Social housing26%
  • Private rent6%
Explanation

CBS publishes this as a share of the dwelling stock, not a count.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Dwellings by type

82% of the dwelling stock is single-family homes.

  • Single-family homes82%
  • Multi-family homes18%
Explanation

CBS publishes this as a share of the dwelling stock, not a count.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Dwellings by build period

20% of dwellings were built between 1945 and 1964, against 14% in the municipality of Montferland.

  • Before 19458.7%
  • 1945-196420.5%
  • 1965-197417.7%
  • 1975-199118%
  • 1992-200517%
  • 2006-201510.9%
  • 2016 and later7.2%
Explanation

Based on 1,197 dwellings with a registered construction year in the BAG (verblijfsobjecten whose pand has no usable bouwjaar, such as 1005 or 9999, are excluded).

Source: Kadaster BAG (bag-light.gpkg) 2026-09-01

02 · Safety

Less registered crime per resident than the Montferland average.

In 2025, 14 crimes per 1,000 residents were registered in Zeddam, 26% lower than in Montferland (19). Since 2021 the registered rate per 1,000 residents fell 41%, against a fall of 29% in Montferland. Crimes are counted where they happen, not where the offender lives.

Key figures
  • Crimes per 1,000 residents, 2025
    14
    26% lower than Montferland (19)
  • Change since 2021
    -41%
    lower than Montferland (-29%)
  • Home burglary per 1,000 dwellings
    2.3
    44% higher than Montferland (1.6)

Registered crimes per 1,000 residents, 2025

In 2025, Zeddam registered 14 crimes per 1,000 residents, against 19 in the municipality of Montferland.

Zeddam14
The municipality of Montferland19
Explanation

Crime is counted where it happens and divided by the number of residents, so places with many visitors — city centres, nightlife, stations — score higher.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Registered crime per year

In 2025, Zeddam registered 14 crimes per 1,000 residents, against 19 in the municipality of Montferland.

Registered crimes per 1,000 residents, 2025
1426% below Montferland
  • -41% since 2021
  • Montferland -29%
Explanation

Registered crime, not all crime — CBS/Politie 47018NED. A year without a matching population figure (KWB) is left out.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Crime by category

The largest category in Zeddam is 'Theft and burglary': 4.7 per 1,000 residents in 2025, against 6.7 in the municipality of Montferland.

ZeddamMontferland
  • Theft and burglary4.7
  • Traffic3.5
  • Fraud and scams3.1
  • Violence and threats1.2
  • Vandalism and public order0.8
  • Other and withheld0.8
  • Environmental0.0
Explanation

Four categories are structurally withheld at buurt level (sex offences, child pornography, child prostitution, other integrity offences); the gap with the published total is shown under 'other'.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Home burglary

Home burglary 2023-2025: 2.3 per 1,000 dwellings a year on average, against 1.6 in the municipality of Montferland.

Zeddam2.29
The municipality of Montferland1.63
Explanation

Averaged over 3 years (2023-2025) to dampen year-to-year noise at low counts.

Source: CBS/Politie geregistreerde misdrijven (47018NED) 2025

Traffic accidents by outcome

In 2024, police in Zeddam registered 3 traffic accidents, of which 0 with injury and none fatal.

2020
2021
2022
2023
2024
FatalInjuryMaterial damage only
Explanation

Registered accidents (BRON, Rijkswaterstaat); material-damage-only accidents have not been systematically registered since roughly 2010 and are not comparable between areas. This area shows only accidents with an exactly known location (roughly 80-85% of all registered accidents); the rest is known only at street, intersection or gemeente level. The comparison with the gemeente therefore also uses only the gemeente's exactly-located accidents, which is why that figure is lower than on the gemeente's own page.

Source: BRON — Bestand geRegistreerde Ongevallen Nederland (Rijkswaterstaat) 2024

03 · Living environment

Residents rate their health below the Montferland average; green space is below the Montferland average.

An estimated 71% of adults in Zeddam rate their own health as good, 1 percentage point less than in Montferland. Fewer adults smoke (15% against 16%), fewer report anxiety or depression (43% against 44%) and fewer meet the physical activity guideline (46% against 47%), but more drink excessively (6% against 5%). Built-up land is the largest land use in Zeddam, covering 62% of the area, against 9% in Montferland. Green space such as parks, sports fields, forest and nature covers 6% of the area, 13 percentage points below the 19% in Montferland.

Key figures
  • Self-rated health (estimated)
    71%
    1 percentage point lower than Montferland (72%)
  • Green (parks, sport, nature)
    6%
    13 percentage points lower than Montferland (19%)
  • More figures
  • Meets physical activity guideline
    46%
    1 percentage point lower than Montferland (47%)
  • Anxiety or depression feelings
    43%
    1 percentage point lower than Montferland (44%)
  • Overweight
    58%
    about the same as Montferland (58%)
  • Smokes
    15%
    1 percentage point lower than Montferland (16%)
  • Built-up, share of the area
    62%
    53 percentage points higher than Montferland (9%)
  • Agriculture, share of the area
    26%
    42 percentage points lower than Montferland (68%)
  • Forest and nature, share of the area
    2%
    15 percentage points lower than Montferland (17%)

Health

An estimated 71% of adults rate their own health as good, against 72% in the municipality of Montferland (2024).

This areaThe municipality of Montferland
Good self-rated health
71.4%
71.8%
Smokes
15.2%
15.9%
Excessive drinking
5.9%
5.4%
Overweight
58.4%
57.5%
Lonely
42%
42.4%
Anxiety or depression feelings
43.3%
44.2%
Meets physical activity guideline
46.2%
47.4%
Explanation

An RIVM model estimate (small-area estimation from the 2024 Health Monitor for Adults and Elderly), not a direct tabulation — even a buurt that was not itself surveyed gets an estimate. Figures cover adults aged 18 and over.

Source: RIVM/CBS Gezondheidsmonitor Volwassenen en Ouderen (kleine-gebieden-schatting) 2024

Land use

6% of the area is green (parks, sport, nature), against 19% in the municipality of Montferland.

  • Traffic4.5%
  • Built-up61.8%
  • Other built-up0.9%
  • Recreation4.5%
  • Agriculture26.4%
  • Forest and nature1.8%
Explanation

Every share is calculated as a percentage of the TOTAL area (land and water together, peiljaar 2022); water is therefore one of the slices itself, not a separate whole. Green is the sum of recreational terrain (parks, sport fields, allotments, day recreation) and natural terrain (forest, open natural terrain) — agricultural land is not counted as green here.

Source: CBS Bodemgebruik (86211NED) 2022

Distance to amenities

A large supermarket lies here at an average road distance of 500 m.

DistanceValue
Large supermarket500 m–
GP practice500 m–
Primary school500 m–
Daycare500 m–
Large supermarkets–1
GP practices–1
Daycares–1
Explanation

Average road distance from every address in this buurt to the nearest amenity, and the average count within 1 km — a buurt average, not a distance from one address.

Source: CBS proximity statistics 2025

04 · Residents

The population is growing faster than the Montferland average.

Zeddam has 2,575 inhabitants (2026), or 2,366 per km² (6.8 times as high as in Montferland). Between 2021 and 2026 the population rose 5%, against a rise of 3% in Montferland. In the 2025 House of Representatives (Tweede Kamer) election, turnout in the municipality of Montferland was 82%, 4 percentage points above the national 78%. Of the parties that are largest nationally, PVV (Partij voor de Vrijheid) had the highest share there: 24% of the vote, against 17% nationally. Election results exist only per municipality, so these are the municipality's figures.

Key figures
  • Population growth since 2021
    +5%
    higher than Montferland (+3%)
  • Turnout, municipality of Montferland
    82%
    4 percentage points higher than the Netherlands (78%)
  • More figures
  • Growth of the dwelling stock
    +0%
    lower than Montferland (+2%)
  • Aged 45 to 65
    29%
    about the same as Montferland (29%)
  • Married
    44%
    about the same as Montferland (44%)
  • Dutch origin
    85%
    about the same as Montferland (85%)
  • Secondary education (havo, vwo, mbo 2–4)
    47%
    1 percentage point higher than Montferland (46%)
  • PVV (Partij voor de Vrijheid), share of the vote
    24%
    7 percentage points higher than the Netherlands (17%)

Population per year

The population grew 5% between 2021 and 2026, to 2,575.

Residents, 2026
2,575
  • +5% since 2021
  • Montferland +3%

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Density

With 2,366 residents per km², this buurt is 6.8 times as densely populated as the municipality of Montferland.

Residents per km²2,366
Dwellings per km²1,068.8

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Births and deaths per 1,000 residents

In 2025, 9.7 children were born per 1,000 residents; 21.4 died per 1,000.

2021
2022
2023
2024
2025
BirthsDeaths

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Residents by age group

29% of residents are between 45 and 65.

  • 0 to 15295
  • 15 to 25260
  • 25 to 45485
  • 45 to 65745
  • 65 to 80545
  • 80 and over245

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Marital status

44% of residents are married.

  • Never married1,030
  • Married1,145
  • Divorced205
  • Widowed195

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Residents by country of origin

85% of residents have Dutch origin.

  • Netherlands2,185
  • Europe (excluding the Netherlands)255
  • Outside Europe140

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

Education level of residents aged 15 to 75

47% of residents have a havo, vwo or mbo2-4 level education.

  • Primary, vmbo, mbo1410
  • Havo, vwo, mbo2-4870
  • Higher professional, university570

Source: CBS Kerncijfers wijken en buurten (KWB) 2024

Parliamentary election

These figures are for the whole municipality of Montferland; there is no result per buurt or wijk. At the general election (Tweede Kamer) of 29 October 2025, 82% of eligible voters in Montferland voted. The largest party was PVV (Partij voor de Vrijheid) with 24% of the valid votes.

Municipality of MontferlandThe Netherlands
D66
12.3%
16.9%
PVV (Partij voor de Vrijheid)
24.2%
16.7%
VVD
17%
14.2%
GROENLINKS / Partij van de Arbeid (PvdA)
7.1%
12.8%
CDA
14.5%
11.8%
JA21
7.5%
5.9%
Forum voor Democratie
5.5%
4.5%
BBB
5.4%
2.6%
Other
6.5%
14.4%
Explanation

Official election result (Kiesraad), top 8 parties by national vote count plus 'Other'; share of valid votes. A voter may vote at any polling station in their own gemeente; there is therefore no reliable buurt- or wijk-level result. This figure is the whole gemeente's own result.

Source: Kiesraad — Verkiezingsuitslag Tweede Kamer (data.overheid.nl) TK2025

05 · More figures

More figures

Zeddam has an average of 1.3 cars per household, about the same as in Montferland (1.3). 21% of cars run on something other than petrol (diesel, LPG or electricity, hybrids included), about the same as in Montferland (21%).

Key figures
  • Agriculture, forestry and fishing, share of businesses
    2%
    4 percentage points lower than Montferland (6%)
  • Financial services and real estate, share of businesses
    8%
    3 percentage points higher than Montferland (5%)
  • Government, education and care, share of businesses
    17%
    3 percentage points higher than Montferland (14%)
  • Cars per household (2025)
    1.3
    about the same as Montferland (1.3)
  • Cars not on petrol (2025)
    21%
    about the same as Montferland (21%)
  • Change in cars not on petrol since 2021
    +7 pp
    higher than Montferland (+6 pp)
  • Residential, share of addresses
    94%
    4 percentage points higher than Montferland (90%)
  • Industrial, share of addresses
    1%
    4 percentage points lower than Montferland (5%)
  • Lodging, share of addresses
    1%
    1 percentage point lower than Montferland (2%)
  • Private rent
    6%
    8 percentage points lower than the Netherlands (14%)
  • Multi-family dwellings
    18%
    19 percentage points lower than the Netherlands (37%)
  • Single-family dwellings
    82%
    19 percentage points higher than the Netherlands (63%)

Business establishments by sector

Zakelijke dienstverlening is the largest sector, with 70 establishments.

Landbouw, bosbouw en visserij5
Nijverheid en energie45
Handel en horeca45
Vervoer, informatie en communicatie20
Financiële diensten, onroerend goed25
Zakelijke dienstverlening70
Overheid, onderwijs en zorg50
Cultuur, recreatie, overige diensten35

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Passenger cars by fuel type

21% of passenger cars do not run on petrol (diesel, LPG, electric etc.), against 21% in the municipality of Montferland (2025).

  • Petrol79.1%
  • Other fuel (diesel, LPG, electric etc.)20.9%
Explanation

CBS splits passenger cars into 'petrol' and 'other fuel' only. That second category bundles diesel, LPG, electric (including hybrid), hydrogen, alcohol, LNG and CNG together — CBS publishes no separate electric-car count per buurt, wijk or gemeente, so this is not the same as an 'electric share'.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Share on other fuel per year

The share of passenger cars not running on petrol went from 14% to 21% between 2021 and 2025.

Share on other fuel, 2025
21%about the same as Montferland (21%)
  • +7 pp since 2021
  • Montferland +6 pp
Explanation

See the 'Passenger cars by fuel type' card for what 'other fuel' covers — this is not the share of electric cars.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Vehicles by kind

In 2025, 1,555 passenger cars and 200 motorcycles were registered here.

Passenger cars1,555
Motorcycles200
Explanation

At this level CBS publishes only passenger cars and motorcycles, no vans or trucks.

Source: CBS Kerncijfers wijken en buurten (KWB) 2025

Addresses by building use

94% of addresses are residential; the largest other use is assembly (2%).

  • Residential94.1%
  • Retail1.6%
  • Office0.6%
  • Assembly1.9%
  • Healthcare0.2%
  • Industrial1.2%
  • Lodging0.9%
  • Education0.1%
  • Sports0.2%
  • Other1.3%
Explanation

Based on 1,272 verblijfsobjecten in use. An object with several registered uses (e.g. a flat above a shop) is counted under each of them, so the shares can add up to more than 100%.

Source: Kadaster BAG (bag-light.gpkg) 2026-09-01

Biggest difference from the Netherlands

2,366 residents per km²: 4.4 times as densely populated as the Dutch average.

This areaThe Netherlands
  • Residents per km²2,366
  • Private rent6%
  • Multi-family dwellings18%
  • Single-family dwellings82%
  • Average WOZ value€322,000
Explanation

The 5 characteristics that differ most from the national average, ranked by log ratio (so a halving and a doubling count as equally different); the shown percentage is the ordinary difference against the Netherlands.

Source: CBS Kerncijfers wijken en buurten (KWB) 2026

06 · Nearby areas

Other neighbourhoods in Montferland

Other neighbourhoods in Montferland
Verspreide huizen Stokkum445€497,0004
Verspreide huizen Zeddam190€493,000–
Verspreide huizen Braamt700€458,00023
Verspreide huizen Mengelenberg en Lengel245€456,0009
Verspreide huizen Azewijn255€406,00050

Sources: CBS Kerncijfers wijken en buurten (KWB) 2026, Kadaster BAG (bag-light.gpkg) 2026-09-01, CBS proximity statistics 2025, CBS/Politie geregistreerde misdrijven (47018NED) 2025, BRON — Bestand geRegistreerde Ongevallen Nederland (Rijkswaterstaat) 2024, Kiesraad — Verkiezingsuitslag Tweede Kamer (data.overheid.nl) TK2025, RIVM/CBS Gezondheidsmonitor Volwassenen en Ouderen (kleine-gebieden-schatting) 2024, CBS Bodemgebruik (86211NED) 2022, Municipal levies + CBS 2026. Figures describe the whole neighbourhood.

How we calculate
Living in Zeddam (Montferland): WOZ, prices & safety